Generated by All in One SEO v5.0.1.1, this is an llms.txt file, used by LLMs to index the site.

# SJC+0 Profit First Accountant in Aberdeen

Profit First Accounting and Accountants Services in Scotland

## Sitemaps

- [XML Sitemap](https://www.sjcplus0.co.uk/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Advice](https://www.sjcplus0.co.uk/advice/)
- [Quick tips to build a profitable, successful business](https://www.sjcplus0.co.uk/quick-tips-to-build-a-profitable-successful-business/) - Just because you’re great at what you do, doesn’t mean you’ll be great at building a profitable, successful. Here are some tips to keep you focused on profit.
- [A guide to capital gains tax](https://www.sjcplus0.co.uk/a-guide-to-capital-gains-tax/) - This quick guide to capital gains tax covers rates and allowances, along with calculating your bill and when to pay it. Capital gains tax rates for 2021-22 and 2020-21 There are two different rates of CGT - one for property and one for other assets. How much you pay will depend on the asset you've
- [The third option for rebuilding your business](https://www.sjcplus0.co.uk/the-third-option-for-rebuilding-your-business/) - As the furlough payments and a summer of extreme weather come to an end, businesses are facing an autumn of decisions. Now is the time to reflect upon recent trading and to consider the bigger picture. I’m often asked: should I carry on as I am, or cease trading in my business? But rarely do
- [The tax benefits of electric vehicles](https://www.sjcplus0.co.uk/the-tax-benefits-of-electric-vehicles/) - Let's take a look at what the tax benefits are, and what else you need to be aware of, when considering replacing your company vehicle with an electric vehicle.
- [5 questions for effective strategic planning](https://www.sjcplus0.co.uk/5-questions-for-effective-strategic-planning/) - Strategic planning is essential for your business’ growth plan. Build a foundation for success by taking the time to look ahead and answering these questions.
- [A quick guide to dividends](https://www.sjcplus0.co.uk/quick-guide-to-dividends/) - It’s that time again when we need to select the best way of paying ourselves as directors and shareholders of our own company. This quick guide is to make sure you get things set up correctly
- [What is IR35? A guide for the self-employed](https://www.sjcplus0.co.uk/what-is-ir35-a-guide-for-the-self-employed/) - A quick IR35 definition – and why IR35 exists IR35 is another name for the off payroll working rules. It’s designed to assess whether a contractor is a genuine contractor rather than a ‘disguised’ employee, for the purposes of paying tax. Contractors who work through their limited company enjoy a level of tax efficiency. While
- [How to do a cash flow.](https://www.sjcplus0.co.uk/how-to-do-a-cash-flow/)
- [Introduction to HMRC's new domestic reverse charge for construction services](https://www.sjcplus0.co.uk/introduction-hmrc-domestic-reverse-charge-construction-services/) - HMRC’s new domestic reverse charge for construction services came into force on 1 March 2021. There are lots of rules surrounding this which I have tried to summarise as simply as possible, however you must familiarise yourself with the full rules if they apply to you. Any errors will have a significant impact on the
- [Setting up a Limited Company](https://www.sjcplus0.co.uk/setting-up-a-limited-company-2/) - So you want to know why and how to set up a limited company? Well in this video I'm going to break it all down for you.
- [How to prepare a cashflow in three steps](https://www.sjcplus0.co.uk/how-to-prepare-a-cashflow-in-three-steps/) - How many times have you sat with your head in your hands worrying about cash flows? Lots of work, preparation, calculations, adjustments…and damn it, figures just do not add up! It’s very frustrating and creates headaches. You might find making cash flow statements one of the most challenging issues but it’s only a statement prepared on
- [How to do a self-employed tax return: a guide to completing your Self Assessment](https://www.sjcplus0.co.uk/how-to-do-self-employed-tax-return/) - What is Self Assessment? Self Assessment, put simply, is the tax return process for self-employed people. Whereas HMRC collects tax from employees directly through the PAYE system, the self-employed need to work out their income and expenses and then pay their bill each January. You might even need to complete a Self Assessment return if
- [30 Tax Savings Tips for the Small Business Owner](https://www.sjcplus0.co.uk/30-tax-savings-tips-for-the-small-business-owner/) - Know your VAT VAT is a common area where business owners are losing out. Are you paying the right amount? Have you looked at the Flat Rate Scheme? Many businesses are unaware of the Flat Rate VAT scheme, but for the right business it can be an unexpected source of profit. In a nutshell, under
- [8 ways to work from home effectively during lock-down](https://www.sjcplus0.co.uk/8-ways-to-work-from-home-effectively-during-lock-down/) - Since the UK government announced the necessary lock-down measures on Monday 23 April 2020, to support prevention of the spread of the Coronavirus, many of us are now working from our own homes. I went self-employed about 5 years ago and I learned quickly that there were things I could put into place to
- [Cash Flow is King](https://www.sjcplus0.co.uk/cash-flow-is-king/) - Now more than ever, as a small business owner you need to know the key numbers to focus on and how to improve them. Understanding cash flow in your business means you can form a plan to work towards in the short-term, which will get you through to the long-term. The first rule you absolutely
- [How do you see the future of your business post Covid 19?](https://www.sjcplus0.co.uk/how-do-you-see-the-future-of-your-business-post-covid-19/) - View ebook Or you can subscribe to my newsletter to receive future ebooks and numbers related talk straight to your inbox!
- [What are the benefits of setting up a limited company?](https://www.sjcplus0.co.uk/what-are-the-benefits-of-setting-up-a-limited-company/) - View ebook | Download desktop version Or you can subscribe to my newsletter to receive future ebooks and numbers related talk straight to your inbox!
- [Don’t bury your head in the sand, start carving out the future you deserve.](https://www.sjcplus0.co.uk/dont-bury-your-head-in-the-sand-start-carving-out-the-future-you-deserve/) - STEP 1 - don’t panic When we fail, we often look back and try and figure out the reasons why. But what if we took a more proactive approach? I’m lucky enough to work with a range of businesses at every stage of their journey. And every business is different in their own unique way.
- [Setting up a Limited Company](https://www.sjcplus0.co.uk/setting-up-a-limited-company/) - Most people dream of being their own boss, to ditch their day to day jobs and go it alone. And whilst the prospect of earning more money and the ability to work in a more flexible manner are all strong motivators, it is often the financial fears and the processing of paperwork that is putting
- [Value Pricing](https://www.sjcplus0.co.uk/value-pricing/) - A spot of post lockdown shopping... I spent this afternoon shopping. "So?" you say? After being in lockdown for 14 weeks it was really strange to be able to wander in and out of shops. Okay I had a face mask on but it was still weird! I couldn’t help thinking about the little guys,
- [Systems and Finance](https://www.sjcplus0.co.uk/systems-and-finance/) - You might have noticed that I’ve been publishing quite a few videos recently. I started recording my new video series a few months ago, right before COVID-19 was any sort of threat to the UK in terms of health and the economy. When I recorded my latest video about systems and finance, who knew
- [Need help to reduce your self assessment payment on accounts?](https://www.sjcplus0.co.uk/need-help-to-reduce-your-self-assessment-payment-on-accounts/) - https://www.youtube.com/watch?v=s28v6s8lDRM
- [Do you work during the school holidays?](https://www.sjcplus0.co.uk/do-you-work-during-the-school-holidays/) - https://www.youtube.com/watch?v=HvpXyawa6Wc
- [Systems and Finance](https://www.sjcplus0.co.uk/17344-2/) - https://www.youtube.com/watch?v=rAv9wiKSZUA&t=2s
- ["Now & Then" Coronavirus Business Support | Webinar April 2020](https://www.sjcplus0.co.uk/now-then-coronavirus-business-support-webinar-april-2020/) - https://www.youtube.com/watch?v=KcQwANlX3XE
- ["Furloughing Staff" with HR expert Natalie O'Hare | Webinar May 2020](https://www.sjcplus0.co.uk/furloughing-staff-with-hr-expert-natalie-ohare-webinar-may-2020/) - https://www.youtube.com/watch?v=NnmF20o6d74
- ["Lean Business Planning for Survival" with Digital Marketing expert Nazan Ünlütürk](https://www.sjcplus0.co.uk/lean-business-planning-for-survival-with-digital-marketing-expert-nazan-unluturk/) - https://www.youtube.com/watch?v=Py9_VOoLn6k
- [Looking Forward To Post COVID-19](https://www.sjcplus0.co.uk/looking-forward-to-post-covid-19/) - https://www.youtube.com/watch?v=9lhgusP4QL8
- ["Are you stressed and burnt out?" with Susi McWilliam of Spirit & Soul](https://www.sjcplus0.co.uk/are-you-stressed-and-burnt-out-with-susi-mcwilliam-of-spirit-soul/) - https://www.youtube.com/watch?v=XcA0Zu5tQeQ
- [What Next? Business planning post COVID-19 pandemic | Webinar June 2020](https://www.sjcplus0.co.uk/what-next-business-planning-post-covid-19-pandemic-webinar-june-2020/) - https://www.youtube.com/watch?v=iW9QKrGGtsU
- [Life and lessons during lock-down](https://www.sjcplus0.co.uk/life-and-lessons-during-lock-down/) - While we miss our loved ones, we’re actually seeing more of our immediate family than ever before. Have you taken the time to reflect? Perhaps you’ve been thinking about the times you missed meals at home because you were working for small margins. Or all those weekends you worked; missing out on time with the
- [An Introduction to Accounting | The 5 Levels of Accounting](https://www.sjcplus0.co.uk/an-introduction-to-accounting-the-5-levels-of-accounting/) - It is true -when you start out in business, money is very much on your mind.Very often you will have started your business because you were keen to be self-employed, keen to be the key decision maker in the company you work for, keen to try something new and most likely, passionate about the
- [The 5 Levels of Accounting | An intro to Accounting](https://www.sjcplus0.co.uk/the-5-levels-of-accounting-an-intro-to-accounting/) - https://www.youtube.com/watch?v=3UyLZqCFuqw&t=3s
- [Cash Flow is King | Keeping your business afloat during times of crisis](https://www.sjcplus0.co.uk/cash-flow-is-king-2/) - https://www.youtube.com/watch?time_continue=3&v=rBHD72ma-u4&feature=emb_title
- [Profitability is key to business survival](https://www.sjcplus0.co.uk/profitability-is-key-to-business-survival/) - Making profit is key to building and running any successful business. My latest video, which was filmed pre-lock-down, is all about profit. It may seem a little strange to talk about profit during times like these but turning a profit is more important than ever right now. Wouldn’t you agree? Make the time in
- [The importance of maintaining a healthy virtual social etiquette](https://www.sjcplus0.co.uk/the-importance-of-maintaining-a-healthy-virtual-social-etiquette/) - The soundtrack to self-isolation goes something like this: A series of endless pings and beeps. Alert after alert… Indications that someone, somewhere in the world wants, NEEDS, to chat. Zoom, Face Time, a text exchange, a game, a quiz, a group get-together, a meeting, an exercise class.. ...it goes on and on. My
- [Thoughts from an Aberdeen Accountant - Down the rabbit hole](https://www.sjcplus0.co.uk/down-the-rabbit-hole/) - In November 2014 I left full-time employment and, unbeknown to me at the time, embarked on a self-employment journey. My initial intention upon leaving my job was to find other employment. I mean, how hard can it be for an accountant to find work? BUT I forgot how fussy I am. I didn’t want to
- [Thoughts from an Aberdeen Accountant – What's your 'Unique Selling Point'?](https://www.sjcplus0.co.uk/whats-your-unique-selling-point/) - We all have our own thing, right? It could be something big, like a fear of heights, or it could be something random, like a love of rabbits. People have discerning features. They might have seen Rick Astley in concert more than a hundred times (‘Never going to give you up’). Or named their
- [Thoughts from an Aberdeen Accountant - Thinking about taking on an employee?](https://www.sjcplus0.co.uk/taking-on-an-employee/) - SJC+0 Accountants is in its fourth year and true to my own advice, I’m starting to see the light at the end of the tunnel. Not that this journey hasn’t been tricky and messy where I’ve had to refuel, rethink and head straight back out into the arena of business. And I’m not sure
- [Thoughts from an Aberdeen Accountant - Encourage new growth with a Winter prune](https://www.sjcplus0.co.uk/encourage-new-growth/) - December, where has the time gone? Maybe to the same place that your odd socks seem to disappear to. I’m convinced that washing machines eat them. Winter is here - time for a review It’s winter already and I know that because I’ve started to wear socks, odd ones granted, but I have started
- [Thoughts from an Aberdeen Accountant - Making choices about your start-up](https://www.sjcplus0.co.uk/making-choices-about-startup/) - Some of you may have already been on holiday and some of you, like me, have holidays to look forward to. Either way, I’m wondering: how do you get ready? Are you the type of person that starts a month in advance, writing down a list of what you have to do... “Buy, pack
- [Thoughts from an Aberdeen Accountant - Taking stock of your business for the year ahead](https://www.sjcplus0.co.uk/taking-stock-business/) - January is a long month! It seems an age since you got paid in December and it seems an age till you get paid in January. And if you’re self-employed and not an accountant, January can be a s-l-o-w month. So it’s no wonder we start dreaming of holidays somewhere warm. Looking back to
- [JUNE 2018](https://www.sjcplus0.co.uk/june-2018/) - I had spoken in my last blog about taking back time. A simple concept and one I wanted to implement in, what I thought at the time, was going to be a quiet month. How wrong was I – what did Burns say ‘the best laid plans of mice and men gang aft agley’ My
- [MAY 2018](https://www.sjcplus0.co.uk/may-2018/) - My goal at the beginning of this year was to write a blog once a month based on what was relevant that month. So, Jan, Feb and March all progressed well then April happened. I’ve been trying to figure out trends in my company since I started four years ago and I’m sorry but I
- [MARCH 2018](https://www.sjcplus0.co.uk/march-2018/) - So it’s official or at least it should be? The slumber is over and it’s time for the first signs of spring – if only someone had told the weather! Time to rise and shine, stretch and start looking forward to lighter nights, blossom on the trees (ok that may be a step too far)
- [FEBRUARY 2018](https://www.sjcplus0.co.uk/february-2018/) - So now its really cold, the Christmas credit card has landed (please tell me why did we think it was fine to spend that much money on one day) and we now have to pay/have paid our taxes. January was a long cold month, the pubs were quiet, everyone was talking about kale, kick boxing,
- [NEW YEAR](https://www.sjcplus0.co.uk/new-year-2/) - A new year is coming around and you just know that 2018 will be your year! In January gyms are full and grocery trolleys are healthy as we make our New Year’s resolutions. We all know how this goes: “This year, I will lose weight/be more productive/eat healthy”. But why don’t we also include some resolutions
- [New Year](https://www.sjcplus0.co.uk/new-year/) - A new year is coming around and you just know that 2018 will be your year! In January gyms are full and grocery trolleys are healthy as we make our New Year’s resolutions. We all know how this goes: “This year, I will lose weight/be more productive/eat healthy”. But why don’t we also include some resolutions
- [12 Financial Worry's](https://www.sjcplus0.co.uk/12-financial-worrys/) - Money worries can affect every small business owner, whether it’s fretting over keeping clients on board or feeling uncertain about your cashflow. If you find these things playing on your mind then you’re not alone. So I’ve complied a list of what I believe is keeping you awake at night and I’ve called it my
- [Maggies Cultural Crawl](https://www.sjcplus0.co.uk/maggies-cultural-crawl/) - Those of you that know me will know I’ve had a dodgy knee, torn cartridge, which has settled down but for 6-9 months give me a lot of pain and made it virtually impossible for me to walk any distance. Now considering my only form of exercise is walking then that wasn’t good. So
- [What a commute!](https://www.sjcplus0.co.uk/what-a-commute/) - It’s been just over a year since I set up my business, SJC+0 Accountants, and I can honestly say it has been a year of challenges but also fun. Originally I decided that working from home was going to be a stop gap till my business got busy enough for me to rent my own
- [Bah humbug](https://www.sjcplus0.co.uk/bah-humbug/) - Christmas parties – who pays is always the great debate, before the party is even planned, and then we’ve all reveled in the aftermath of one where someone has too much to drink!! As employers we don’t want to appear stingy and we do want to reward our staff for all the hard work
- [A Scottish inevitability](https://www.sjcplus0.co.uk/a-scottish-inevitability/) - The Scottish Rate of Income Tax (SRIT) will come into effect on April 6th 2016 and, depending on the rate at which it is set, it could have a real impact on whether Scotland becomes more or less attractive as a place to work. So will you be a Scottish taxpayer and do you want to
- [Show me the money](https://www.sjcplus0.co.uk/show-me-the-money/) - For many years now business owners with Ltd Companies have been able to extract profits from the company using dividends rather than additional salary. This has proved to be very tax efficient to date. However from April 2016 these tax breaks are due to come to an end. The income tax on dividends will
- [We're all in this together](https://www.sjcplus0.co.uk/were-all-in-this-together/) - Crowdfunding like any funding method has its pros and cons but it can be an ideal way to not only pay for a new venture but also to test the market and see what response you get. It’s a simple method to get funding but don’t under estimate that it’ll be a quick fix
- [M3RRY CHRI5TM4S](https://www.sjcplus0.co.uk/m3rry-chri5tm4s/) - Wishing all our friends, family and clients the very best.
- [We admit it, becoming clients of ours won’t solve all your business problems. But it’s a start…](https://www.sjcplus0.co.uk/we-admit-it-becoming-clients-of-ours-wont-solve-all-your-business-problems-but-its-a-start/) - Most people who end up in business for themselves are realistic enough to know that it’s unlikely to be particularly relaxing, especially at first. Rewarding, yes. Stressful, probably. Easy? Probably not. But it can be a lot easier with a little professional help. Which is where we come in. Because by taking the time
- [When was the last time you understood everything your accountant told you?](https://www.sjcplus0.co.uk/when-was-the-last-time-you-understood-everything-your-accountant-told-you/) - People often tell us that talking to certain accountants can seem a little , um, daunting. (Ever had the feeling you’d get the advice you needed if only you could guess what the right question was?) So whose fault is this? Well, to be honest there’s no simple answer to that. (We all know
- [Just like you, we know there’s usually more than one way of looking at things…..](https://www.sjcplus0.co.uk/just-like-you-we-know-theres-usually-more-than-one-way-of-looking-at-things/) - Remember when you first thought of starting your own business, everything seemed pretty simple? (So what happened?) If you’re anything like most people, then you probably discovered pretty quickly that business life can often be more complicated than a spreadsheet alone can convey. Which is where we come in. By taking the time to
- [You might think accountants too expensive. How much might it cost to find out if you’re wrong?](https://www.sjcplus0.co.uk/you-might-think-accountants-too-expensive-how-much-might-it-cost-to-find-out-if-youre-wrong/) - “Too expensive.” Some people tend to think that dealing with any professional is far from cost effective. Horror stories abound, usually in conversations over lunch about how so and so was overcharged by: a) an accountant b) a solicitor c) an advertising agency/design consultant. Alright, we admit it, we’ve probably even had a grumble
- [So of course everybody thinks it’s a bright idea. That’s because they don’t have to finance it…](https://www.sjcplus0.co.uk/so-of-course-everybody-thinks-its-a-bright-idea-thats-because-they-dont-have-to-finance-it/) - Genius, someone once said, is 1% inspiration and 99% perspiration. One sometimes wonders if he or she had been talking to a certain breed of bank manager. Now to be fair, there are some very imaginative, open-minded, and fair bank mangers out there. But to give any of them the opportunity to demonstrate these
- [If time is money, there are no prizes for guessing whose…](https://www.sjcplus0.co.uk/if-time-is-money-there-are-no-prizes-for-guessing-whose/) - Cliche it may well be, but experience suggests that there aren’t many businesses today where the maxim “time is money” isn’t true somewhere along the line. Faced with the pressure of seemingly rising overheads, etc., most of our clients are in search of ways of lowering costs. Of course, just like you, they have
- [Funny how everybody is really helpful until you hit the odd problem or two…](https://www.sjcplus0.co.uk/funny-how-everybody-is-really-helpful-until-you-hit-the-odd-problem-or-two/) - Be honest, there are times for most businesses. No matter how long established or well run, when all is not well. There can be a hundred different reasons, many outside your direct control. (you know the sort of thing, the Chancellor announces a new tax on small businesses, which directly affects you – oh,

## Pages

- [a bit about me](https://www.sjcplus0.co.uk/) - SJC+0 is an accountancy firm that works with ambitious entrepreneurs. Accounts and tax planning are the staple requirements together with cashflow insight and advice.Hello, my name is Susan and I love numbers. I know by now most of you will be switching off and thinking nerd but listen what do you want from your accountant but someone who likes numbers – right?? And if you thought that was bad enough wait till I knock your socks off with the
- [Download](https://www.sjcplus0.co.uk/download/) - 100% FREE DOWNLOADEverything you need to break the chains ofpoor profitability and start loving your business again.
- [Contact](https://www.sjcplus0.co.uk/contact/) - Crivents, I’ve always got time to talk. Maybe not today or even tomorrow, but I do have a couple of hours on Friday morning, so get in touch and we can have a wee chat or even better a cup of coffee. Mobile: 07957 581757Email: susan.crichton@sjcplus0.co.uk Or you can subscribe to my newsletter to receive numbers related
- [Put Profit First](https://www.sjcplus0.co.uk/profit-first/) - Put Your Profit First Any bookkeeper / accountant can do your taxes and reconcile your books. But how many will actually drive profitability in your business? At SJC+0 I will help turn your business into a profit-making machine. The Formula The GAAP (Generally Accepted Accounting Principles) formula for determining a business’s profit is SALES –
- [vip](https://www.sjcplus0.co.uk/vip/) - Grab my slides and the first five chapters of Profit First!
- [Let’s Chat Profit Mastermind](https://www.sjcplus0.co.uk/mastermind/) - Thanks for your interest in joining my ‘Let’s Chat Profit’ Mastermind Group. Please complete this short application and we’ll get things moving.
- [your numbers](https://www.sjcplus0.co.uk/your-numbers/) - Doing someone’s accounts can be quite intimate, oh er missus! You’d be surprised at what I can learn about you and your business and if I don’t know I have an uncanny knack of finding out. Just call me the Miss Marple of accounts which is all good for you cause then I can help.
- [Let's Blether](https://www.sjcplus0.co.uk/lets-blether/) - Crivens, I’ve always got time to talk. Maybe not today or even tomorrow, but I do have a couple of hours on Friday morning, so get in touch and we can have a wee chat or even better a cup of coffee. Mobile: 07957 581757 Email: susan.crichton@sjcplus0.co.uk Or you can subscribe to my newsletter to receive
- [Banks, Loans and Grants](https://www.sjcplus0.co.uk/coronavirus-advice/banks-and-loans/) - Update 17 March 2020 Banks are said to be increasing credit lines and overdrafts, and in some cases they may even offer repayment holidays no loans. I'd also contact ALL of your credit suppliers to ask about relaxing payments. Read more about banks and loans in the Government blog "Chancellor strengthens support on offer for
- [Job Retention Scheme](https://www.sjcplus0.co.uk/coronavirus-advice/job-retention-scheme/) - Update 28 March 2020 Coronavirus Job Retention Scheme for Employers The Coronavirus Job Retention Scheme is a temporary scheme open to all UK employers for at least three months starting from 1 March 2020. The government expects the scheme to be up and running by the end of April 2020. It is designed to support
- [Coronavirus Advice](https://www.sjcplus0.co.uk/coronavirus-advice/) - Since the coronavirus hit the UK in early March I have been asked lots of questions about the support being offered to businesses by the Government during this difficult time in lock-down. I've highlighted some information below which will hopefully assist you in navigating what action to take for your business, including some helpful resources.
- [Thoughts and Advice](https://www.sjcplus0.co.uk/thoughts-and-advice/) - Numbers can be quite tricky. Here's some advice to make them easier to understand. All Accounting Cash Flow Coronavirus Advice Ebook Finance Systems Self-Employed Startup Thoughts Video Working From Home Quick tips to build a profitable, successful business Quick tips to build a profitable, successful business A guide to capital gains tax A guide to
- [Universal Credit](https://www.sjcplus0.co.uk/coronavirus-advice/universal-credit/) - Update 20 March 2020 If you are a sole trader or have employees that are struggling you have options available to you: HMRC have a dedicated page in respect of this there now where you may be entitled to the Universal Credit. For more information visit HMRC. Finally if you need to have a
- [Employment and Support Allowance](https://www.sjcplus0.co.uk/coronavirus-advice/employment-and-support-allowance/) - Update 17 March 2020 For the self-employed not eligible for SSP, contributory Employment and Support Allowance will be payable, at a rate of £73.10 a week if you are over 25, for eligible people affected by coronavirus or self-isolating in line with advice from day one of sickness, rather than day eight. For more information
- [Coronavirus Business Interruption Loan Scheme (CBILS)](https://www.sjcplus0.co.uk/coronavirus-advice/coronavirus-business-interruption-loan-scheme-cbils/) - Update 6 April 2020 The recently launched Coronavirus Business Interruption Loan Scheme (CBILS) has now been significantly expanded along with changes to the scheme’s features and eligibility criteria. The changes mean even more smaller businesses across the UK impacted by the Coronavirus crisis can access the funding they need. Importantly, access to the scheme has
- [Covering Sick Pay](https://www.sjcplus0.co.uk/coronavirus-advice/covering-sick-pay/) - Update 17 March 2020 For businesses with fewer than 250 employees, the cost of providing 14 days statuary sick pay per employee will be refunded by the government in full. Coronavirus sick pay is expected to be in the form of a refund. The Treasury says that it is "working with employers over the months
- [Tax and VAT](https://www.sjcplus0.co.uk/tax-vat/) - Update 17 March 2020 Clients can contact HMRC, who have been very understanding and have offered to defer all tax payments (including VAT) for 2 months. In effect this is free credit to help with potential cash flow issues. If you need this then I’d encourage you to phone them. The simple principle here is
- [Putting Employees on Furlough](https://www.sjcplus0.co.uk/coronavirus-advice/putting-employees-on-furlough/) - Employers will need to designate affected as furloughed workers, and notify their employees of this change. They must note that changing the status of employees remains to existing employment law and, depending on the employment contract, may be subject to negotiation. This means that in the absence of any contractual rights to contrary, employers would
- [Tips and Advice](https://www.sjcplus0.co.uk/tips-and-advice/)
- [Scottish Resources for Businesses](https://www.sjcplus0.co.uk/coronavirus-advice/scottish-resources-for-businesses/) - Update 17 March 2020 COVID-19 Business Support Helpline A helpline providing businesses across Scotland with advice and guidance on COVIS-19 has been announced. The helpline, which is now live, will be open Monday to Friday, between 8.30am and 5.30pm. The business helpline number is 03003030660 - callers should select option one to speak to the
- [Cookie Policy](https://www.sjcplus0.co.uk/cookie-policy/) - In the spirit of transparency, this document provides details how SJCplus0 processes any personal data collected or received when users visit our website www.SJCplus0.co.uk 1 WHAT INFORMATION DOES THE COMPANY COLLECT AND HOW IS IT USED? When someone visits www..com we use technology to collect information to help us provide you with a good experience
- [Privacy policy](https://www.sjcplus0.co.uk/privacy-policy/) - We are SJC+0 Accountants, the Data Controller. This Privacy Notice explains how we obtain, use and keep personal data obtained from our Customers, Suppliers and Website Users. 1 WHAT INFORMATION DOES THE COMPANY COLLECT AND HOW IS IT USED? SJC+0 Accountants collects and processes a range of information about you which includes: Your name and
- [Sample Page](https://www.sjcplus0.co.uk/sample-page-2/)
- [test](https://www.sjcplus0.co.uk/test-6/) - [vc_row row_type=”row” type=”grid” text_align=”left”][vc_column width=”1/1″][social_icons type=”normal_social” icon=”fa-facebook” use_custom_size=”no” size=”fa-lg” target=”_blank” link=”http://www.facebook.com” icon_color=”#cacaca”][social_icons type=”normal_social” icon=”fa-twitter” use_custom_size=”no” size=”fa-lg” target=”_blank” link=”http://twitter.com” icon_color=”#cacaca”][social_icons type=”normal_social” icon=”fa-linkedin” use_custom_size=”no” size=”fa-lg” target=”_blank” link=”https://www.linkedin.com” icon_color=”#cacaca”][social_icons type=”normal_social” icon=”fa-instagram” use_custom_size=”no” size=”fa-lg” target=”_blank” link=”http://instagram.com” icon_color=”#cacaca”][latest_post type=”boxes” number_of_colums=”4″ order_by=”title” order=”ASC”][/vc_column][/vc_row]

## Categories

- [Accounting](https://www.sjcplus0.co.uk/category/accounting/)
- [Startup](https://www.sjcplus0.co.uk/category/startup/)
- [Thoughts](https://www.sjcplus0.co.uk/category/thoughts/)
- [Working From Home](https://www.sjcplus0.co.uk/category/working-from-home/)
- [Self-Employed](https://www.sjcplus0.co.uk/category/self-employed/)
- [Coronavirus Advice](https://www.sjcplus0.co.uk/category/coronavirus-advice/)
- [Cash Flow](https://www.sjcplus0.co.uk/category/cash-flow/)
- [Finance Systems](https://www.sjcplus0.co.uk/category/finance-systems/)
- [Video](https://www.sjcplus0.co.uk/category/video/)
- [Ebook](https://www.sjcplus0.co.uk/category/ebook/)

## Tags

- [Business](https://www.sjcplus0.co.uk/tag/business/)
- [Startup](https://www.sjcplus0.co.uk/tag/startup/)
- [USP](https://www.sjcplus0.co.uk/tag/usp/)
- [Hiring](https://www.sjcplus0.co.uk/tag/hiring/)
- [New Employee](https://www.sjcplus0.co.uk/tag/new-employee/)
- [Business Growth](https://www.sjcplus0.co.uk/tag/business-growth/)
- [Strategy](https://www.sjcplus0.co.uk/tag/strategy/)
- [Review](https://www.sjcplus0.co.uk/tag/review/)
- [Self-Employed](https://www.sjcplus0.co.uk/tag/self-employed/)
- [New Business](https://www.sjcplus0.co.uk/tag/new-business/)
- [pricing strategy](https://www.sjcplus0.co.uk/tag/pricing-strategy/)
- [accounting](https://www.sjcplus0.co.uk/tag/accounting/)
- [coronavirus business support](https://www.sjcplus0.co.uk/tag/coronavirus-business-support/)
- [business planning](https://www.sjcplus0.co.uk/tag/business-planning/)
- [financial planning](https://www.sjcplus0.co.uk/tag/financial-planning/)
- [limited company](https://www.sjcplus0.co.uk/tag/limited-company/)
- [start up](https://www.sjcplus0.co.uk/tag/start-up/)
- [business advice](https://www.sjcplus0.co.uk/tag/business-advice/)